:root{--ink:#0d1830;--muted:#5c667a;--bg:#f7f9fc;--card:#fff;--line:#dce3ee;--accent:#6d45ff;--accent2:#00a37a;--dark:#111a31}
*{box-sizing:border-box}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,sans-serif;color:var(--ink);background:var(--bg);line-height:1.72}
a{color:#4c31cc;text-decoration-thickness:1px;text-underline-offset:3px}.wrap{max-width:1180px;margin:auto;padding:0 22px}
header{background:var(--dark);color:white;position:sticky;top:0;z-index:20;border-bottom:1px solid #27314a}header .wrap{display:flex;align-items:center;justify-content:space-between;min-height:70px;gap:25px}.brand{font-size:22px;font-weight:900;color:white;text-decoration:none}.brand b{color:#9f8aff}nav{display:flex;gap:18px;flex-wrap:wrap}nav a{color:#dbe2f3;text-decoration:none;font-weight:650;font-size:14px}
.hero{padding:72px 0 48px;background:linear-gradient(135deg,#111a31,#211a55);color:white}.hero h1{font-size:clamp(38px,6vw,68px);line-height:1.03;max-width:900px;margin:0 0 20px}.hero p{font-size:20px;max-width:780px;color:#dbe2f3}
.badge{display:inline-block;background:#2b255c;color:#dcd3ff;padding:6px 11px;border-radius:99px;font-size:12px;font-weight:800;letter-spacing:.06em;text-transform:uppercase}
.grid{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:34px;padding:40px 0}.article{background:white;border:1px solid var(--line);border-radius:18px;padding:clamp(24px,5vw,54px);box-shadow:0 12px 30px #20304a0b}.article h2{font-size:30px;line-height:1.2;margin-top:44px}.article h3{font-size:21px;margin-top:30px}.article p,.article li{font-size:17px}.article table{width:100%;border-collapse:collapse;margin:24px 0}.article th,.article td{border:1px solid var(--line);padding:12px;text-align:left;vertical-align:top}.article th{background:#f0f3fa}
.cta{background:#f1edff;border:1px solid #d8ceff;border-radius:15px;padding:24px;margin:30px 0}.btn{display:inline-block;background:var(--accent);color:white!important;text-decoration:none;font-weight:850;padding:13px 18px;border-radius:10px;margin:7px 0}.btn.secondary{background:#153b32}.disclosure{font-size:13px;color:var(--muted)}
.sticky{position:sticky;top:95px;background:#121b34;color:white;border-radius:18px;padding:24px}.sticky p{color:#dbe2f3}.sticky .btn{width:100%;text-align:center}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:30px 0}.card{background:white;border:1px solid var(--line);padding:20px;border-radius:15px}.card h3{margin-top:0}
.breadcrumb{font-size:14px;color:var(--muted);margin-bottom:20px}.breadcrumb a{color:var(--muted)}
footer{background:#111a31;color:#bfc8da;padding:45px 0;margin-top:50px}footer a{color:white}.footergrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}
.popup{position:fixed;inset:auto 18px 18px auto;width:min(390px,calc(100% - 36px));background:white;border:1px solid var(--line);box-shadow:0 22px 70px #10182f44;border-radius:18px;padding:22px;z-index:30;display:none}.popup.show{display:block}.x{float:right;border:0;background:#eef1f6;border-radius:50%;width:30px;height:30px;cursor:pointer}
@media(max-width:850px){.grid{grid-template-columns:1fr}.sticky{position:static}.cards{grid-template-columns:1fr}nav{display:none}.hero{padding-top:50px}.footergrid{grid-template-columns:1fr}.article{border-radius:0;border-left:0;border-right:0}.popup{inset:auto 12px 12px 12px;width:auto}}

.header-actions{display:flex;align-items:center;gap:16px}
.header-cta{display:inline-flex;align-items:center;justify-content:center;background:#8f73ff;color:#fff!important;text-decoration:none;font-weight:900;padding:10px 14px;border-radius:10px;white-space:nowrap}
a:focus-visible,button:focus-visible{outline:3px solid #ffd65c;outline-offset:3px}
.skip{position:absolute;left:-9999px;top:auto}.skip:focus{left:12px;top:12px;background:#fff;color:#111;padding:10px 14px;z-index:100;border-radius:8px}
@media(max-width:850px){.header-actions nav{display:none}.header-cta{font-size:13px;padding:9px 11px}header .wrap{gap:10px}.brand{font-size:19px}}